Loan Solutions for your Clients
What loan solutions do you offer to clients?
As your preferred sell-side lender, Forward Capital Funding gives your buyers access to a wide range of loan solutions - ensuring there's a fit for nearly every financial profile. From conventional and jumbo loans to buydowns, rate locks, and creative financing options, we’re equipped to meet your clients where they are.
Our competitive rates and hands-on approach provide a seamless, professional experience that reflects well on you and helps drive more confident, faster closings. With us, you can trust your buyers are in good hands from application to close.
Conventional/FHA/VA
We offer competitive pricing and full pre-approvals to ensure seamless, confident transactions from the start. Licensed in every state except New York, our streamlined process, fast closings, and clear communication with all parties keep deals moving and stress to a minimum.
HELOC/HELOAN
Our HELOC and HELOAN options let you tap into your home’s equity while keeping your low-rate first mortgage in place. With CLTVs up to 90%, flexible terms, and availability on both primary and investment properties, you get access to cash without a full refinance.
Asset Depletion Loans
Our asset depletion loan lets you qualify based on your liquid assets—no job, paycheck, or traditional income needed. With up to 80% LTV, 50% DTI, and loan amounts up to $3 million, it’s ideal for high-net-worth borrowers seeking flexible financing.
DSCR Loans
Our DSCR loan offers great rates, up to 85% LTV on purchases and rate-term refis, and 80% on cash-outs. With no income docs, tax returns, or DTI requirements, it’s a simple, powerful option for investors growing their portfolio.
1099-Only Loans
Our 1099-only loan lets self-employed borrowers qualify using just their 1099s - no tax returns or W-2s required. With loan amounts up to $3 million, up to 80% LTV, and flexible credit options, it’s a smart solution for 1099 earners with 2+ years of self-employment.
Blanket Loans
Our blanket loan lets you finance multiple 1–4 unit properties under one 30-year fixed DSCR loan with a single monthly payment. With up to 75% LTV (and occasional exceptions to 80%), it’s a streamlined solution for purchasing or refinancing investment portfolios.
Bank Statement Loans
Our bank statement loans let self-employed borrowers qualify using 12-24 months of personal or business bank statements - no tax returns required. With fewer documents and flexible guidelines, this program offers a smooth path to closing for those with non-traditional income.
Profit & Loss Loans
Our P&L loan allows self-employed borrowers to qualify using a CPA-prepared profit and loss statement—no tax returns or W-2s needed. With up to 80% LTV, 50% DTI, and loan amounts up to $3 million, it’s a flexible option for entrepreneurs with strong business income.
Buy Before You Sell Program
Our Buy Before You Sell program lets you secure financing for your new home without waiting to sell your current one. We analyze your current property to determine a Guaranteed Backup Offer, which you review and approve—giving you the confidence to move forward with your purchase hassle-free.